Kia Finance is the financial branch of Kia Motors America that offers financing options for purchasing or leasing a new Kia vehicle. Here's a breakdown of their services and resources to guide you:
Financing a Kia
New Car Loans: Kia Finance offers competitive rates and terms for financing a new Kia. You can apply for pre-approval online before visiting a dealership to get an idea of what you can afford. https://www.kiafinance.com/
Lease Options: Leasing a Kia allows you to drive a new car for a set period with lower monthly payments than financing. At the lease end, you can return the car, purchase it, or lease a new one.
Managing your Kia Finance Account:
Kia Owners Portal: This online portal allows you to make car payments, track your payment history, view upcoming maintenance milestones, and access your vehicle's warranty information. You can create an account if you financed your Kia through Kia Finance https://owners.kia.com/us/en/kia-owner-portal.html
Payment Options: You can make payments online through the Kia Owners Portal, by mail, or by phone.
Additional Resources:
Lease-End Information: Kia Finance provides resources to guide you through the lease-end process, including information on returning your vehicle, purchasing it, or upgrading to a new Kia https://www.kiafinance.com/lease-end/lease-end-overview
Contacting Kia Finance: You can contact Kia Finance by phone at (855) 537-8542 for any questions about your account or financing options.
Here are some additional points to consider:
Credit Score: Your credit score will play a significant role in determining your interest rate for financing a Kia.
Down Payment: A larger down payment can lower your monthly payments and the total amount of interest you pay over the life of the loan.
Shop Around: It's always a good idea to compare rates from Kia Finance with other lenders, such as banks and credit unions.